BENEFITS


There are many benefits to residing at a community managed by RAM Partners, LLC. Our East Tennessee area communities offer:

SUPERIOR COMMUNICATION & CONVENIENT SERVICES. Residents can communicate wherever and whenever they want to. Through RAM's mobile application, prospects can search for an apartment and residents can pay their rent online, place a service request or contact their community's staff 24/7.

HIGH QUALITY, LOW COST RENTER'S INSURANCE.RAM Partners is partnered with ePremium Insurance. All residents are guaranteed acceptance at our group premium rate. This renter's insurance policy will offer protection for:

  • Your possessions if damage occurs by a covered peril.
  • Your possessions if stolen from your apartment or car.
  • Additional living expenses can be covered if damage to your apartment is caused by a covered peril including water damage.
  • The policy will pay on your behalf if you negligently or accidently cause damage to the apartment or community property. Damage to carpeting, wallboard, doors, window treatments, and appliances is all covered.
  • Peace of mind knowing you are protected- even if someone else causes damage. Limited coverage (up to $500) for damages caused by your pet is also provided through an ePremium policy.

An ePremium policy is group underwritten rather than individually underwritten and therefore residents who choose ePremium will never experience an increase in their premium or deductible due to a claim. Claims made against the policy are not reported to the Comprehensive Loss Underwriting Exchange (CLUE). The CLUE report is a document containing your personal information, as well as data regarding past property claims that have been paid under your previous insurance policies.

To sign up, go to www.ePremiumInsurance.com and enroll online. You will see your apartment community's name come up as an option after inputting the zip code or call 1-800-319-1390 to enroll over the telephone.

SMART PARTNER DISCOUNTS: Smart PARTNERS are local businesses that offer exclusive 'resident-only' benefits. You can receive discounts on moving services, banking, food, dry cleaning, etc. Each resident that moves into a RAM managed community receives a Smart Partner card. This card will identify you as a resident of a RAM community, and provide you with discounts at local retail, restaurant and other service providers. Smart Partners and discounts are listed on each community's respective face book page.

GUEST SUITES: Greystone Summit, The Grove at Deane Hill, Retreat at Spring Creek and the Cove at Creekwood Park all maintain guest suites available only to residents. As a resident you can sponsor your guest and rent a guest suite on their behalf. You can a get fully furnished one or two bedroom model home for the price a moderate hotel room.

PREFERRED EMPLOYER DISCOUNTS: Our communities maintain relationships with many area employers. These exclusive discounts can save you up to $500 off your initial move-in fees, pet fees, deposits and/or rent. Check with a local RAM representative to see which employers are active Preferred Employer members. If your employer is on that list, you are eligible to receive that community's preferred employer discounts.

LEASE TRANSFERABILITY: After your initial 90 days of residency, you can transfer to any RAM managed property in Knoxville, Johnson City or the Chattanooga area by providing a 60 day written notice of your intentions. You will be responsible for rent during this 60-day notice period and repayment of any rent concessions received during the current lease term. The receiving RAM community will pay your transfer fee.

RESIDENT REFERRAL FEES: Refer a friend, relative or associate to a RAM managed community in Knoxville and the receiving community will pay you a referral fee of up to $300 for the courtesy of that referral.To be eligible for a referral fee, you must notify a representative from the participating RAM managed community of your referral prior to your referral's first visit to that community. Notification may be made in person, by telephone or by email.
 
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